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Monthly Archives: March 2016

One-on-One Group Insurance Assistance

Group Health Insurance in Jacksonville | DPBrokerageInc.comWhen you are on the lookout for group health insurance options, the search can be overwhelming. You have to look high and low to make sure that you are finding the right options for your company. If you are looking for group health insurance in Jacksonville, the team at dp Brokerage, Inc. is here to help you. We work with employers and insurance plan administrators, helping you find the right options for your needs.

The best part about working with our business is that we provide you with one-on-one assistance. This means that we work directly with you to provide you with personalized services and fast quotes. Larger companies will take weeks for a complete employee benefit package quote, leaving you high and dry when you need the information as soon as possible. When you work with us, you’ll be working with insurance specialists who are familiar with the Affordable Care Act, making sure that you choose the right insurance plan for your business.

Are you ready to work with a specialist at our business? All you have to do is contact us at (888) 975-9303 and one of our team members will start working on a quote for your business. You can count on our staff to give you great, affordable options.

How to Make Shopping for Health Insurance Online Easier

2Whether you’re a freelancer or your employer doesn’t offer health insurance you like, shopping for your own health insurance plan is a necessity for many — but many people aren’t even sure where to begin. With programs such as the Affordable Care Act offering multiple options, some people may not even realize they’re not required to buy their plan through the ACA — and that the best plan for them may not even be on the ACA. Luckily, shopping online for a health care plan doesn’t have to be difficult.

Work with a Broker

The best insurance agency Jacksonville, FL area residents work with isn’t a representative of any particular insurance provider, but rather a broker of insurance. That way, they don’t have an invested interest in a particular insurance and can give their recommendations as an objective third party. If you need help understanding the differences between deductibles and out-of-pocket maximums and determining issues such as whether or not you need good prescription coverage and dental insurance, make an appointment with a broker.

Look at Last Year

In the last year, how many times did you and/or your family go to the doctor, and how much did you spend on medical bills, including dentist visits and prescriptions? How much did you spend on insurance premiums? Knowing how much you spent on premiums versus how much you spent on bills overall will help determine whether or not you can take the risk of lowering your monthly premium and raising your deductible.

Use a Comparison Tool

Ask for a free health insurance quote online and you’ll be shown multiple plans in your results. Comparing the benefits of each plan is easier when you see them all on one page.

DP Brokerage helps countless Floridians find the right health insurance every day. Get your free quote online or call for a consultation. Feel free to contact DP Brokerage with any of your insurance questions.

How Do You Know When It’s Time to Switch Your Company’s Health Insurance Plan?

1Offering health insurance to full-time employees is no longer just one of the ways to make your company more attractive to prospective workers — it’s also required by law. But even offering insurance to part-time employees can make your company stand out more. However, it’s not uncommon for the costs and problems associated with a health insurance plan to become a consistent issue in your company’s side. Check for signs that it may be time to switch your company’s health insurance plan.

High Costs

The best health insurance Jacksonville, FL area businesses offer their employees doesn’t cost a significant amount of a company’s HR budget. If your employees are complaining to you about high premium, deductible or out-of-pocket costs, or you’re finding that the company’s contribution is spiraling out of control, ask an insurance broker to help you find a more affordable plan.

Poor Coverage

Although there are options to help control your employees’ health care costs, such as company health savings accounts, their health insurance should cover most of their yearly care. It shouldn’t be overly limiting, either, as limited health care provider choice and constant referral requirements can delay care. Listen to your employees’ complaints about poor coverage.

You’re Expanding

What may have been the best plan for a small number of employees may not work as well for a larger company. If you’re expanding — adding a new location or going on a hiring spree — it’s time to reexamine your company’s health care offerings with the assistance of an insurance broker.

Ask an insurance brokerage firm to look over your company’s current plan and help you find the best option. DP Brokerage offers free quotes to individuals and groups seeking health care plans alike. Call today for a consultation.